Our Story

PARTNERSHIP AT THE CENTER OF OUR CLIENT’S FINANCIAL LIVES

Partners photo

Henry P. Cerruti | Nicholas A. LLerena

At Strategic Planning Associates, we deliver comprehensive planning, investment, and insurance services to help our clients plan for the life they want to live and realize a confident and secure financial future. We specialize in advanced financial planning for business professionals, business owners, and families with complex financial needs. Backed by Northwestern Mutual’s 160-year history and as members of Northwestern Mutual’s Private Client Group, we combine the deep resources and expertise of Northwestern Mutual with our signature planning process to deliver tailored financial plans and wealth management solutions.

Hank Cerruti and Nick Llerena bring over 50 years of experience with Northwestern Mutual, building thriving wealth management practices. Our partnership began based on our shared desire to deliver a unique client experience driven by the planning process. Strategic Planning Associates has grown to a team of ten dedicated professionals. Our credentials and professional designations include CERTIFIED FINANCIAL PLANNER™, Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Chartered Advisor for Senior Living (CASL®), Registered Employee Benefits Consultant (REBC®), Registered Health Underwriter (RHU), Wealth Management Certified Professional (WMCP®), Retirement Income Certified Professional (RICP®), and Accredited Estate Planner (AEP®).

Today, we are a team of ten dedicated professionals, who work collaboratively to help our clients plan for the life they want to live.


HENRY P. CERRUTI photo
HENRY P. Cerruti
Founder, Partner and Private Wealth Advisor

As Founder, Partner and Private Wealth Advisor of Strategic Planning Associates, Hank has helped clients gain clarity around their planning needs for more than three decades. He believes in getting to know his clients personally, professionally, and financially and is always asking “what do you imagine financial independence will look like?” It is his intense desire to get to know his clients’ needs and goals that makes him so adept at planning for their financial independence.

Hank joined Northwestern Mutual in 1985, after attending Syracuse University. He became a Wealth Management Advisor in 2008 and today offers both fee-based planning and asset management services. Hank is a Million Dollar Roundtable qualifying/life member, Forum member and has received numerous industry and company awards. He has earned the CERTIFIED FINANCIAL PLANNER™, Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Chartered Advisor for Senior Living (CASL®), Registered Employee Benefits Consultant (REBC®), Registered Health Underwriter (RHU), Retirement Income Certified Professional (RICP®), and Accredited Estate Planner (AEP®) professional designations.

Born and raised in New Jersey to Italian immigrant parents, Hank and his wife Kimberley have two children, Zacharey and Amanda. Zacharey is now a Financial Advisor while Amanda is pursuing a television career in California. In his spare time, Hank enjoys golfing, hiking, fishing, and traveling with his family, colleagues and friends.


HENRY P. CERRUTI photo
NICHOLAS A. LLERENA
Partner and Private Wealth Advisor

Nick, a Partner and Private Wealth Advisor of Strategic Planning Associates, has been challenging his clients to plan for financial security for two decades. Not only does he help clients achieve their goals but does so in a manner that reduces stress and provides a greater sense of empowerment. Nick joined Northwestern Mutual after graduating from Binghamton University in 2002 and is a Million Dollar Roundtable qualifying/life member.

Believing in the value of education, he has earned the CERTIFIED FINANCIAL PLANNER™, Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Chartered Advisor for Senior Living (CASL®), Retirement Income Certified Professional (RICP®), and Accredited Estate Planner (AEP®) professional designations.

Born and raised in Queens to immigrant parents from Colombia and Peru, Nick was exposed to and continues to value different cultures and cuisines. It is one of the main reasons he loves to explore new restaurants with his family. Nick is married to Andrea and they have two small children, Ford and Kennedy. While his greatest pleasure is watching how quickly two toddlers grow and learn, Nick also enjoys snowboarding, traveling, reading, listening to music, and spending time with family and friends.